Fraud! Then and now and in between

Sometimes it's good to be poor.  Can't steal my identity.  All that work to steal me and  my debit card and they discover I have no credit, no cards, no credit #:  just plain zip!  Paying Bills!  Oh Joy.  Sat down to pay mortgage and discovered $120 missing.  Went shopping Sat.  Great Big Sale on Quilt Supplies and the register said:  "invalid".  I've had that card 3 years.   So, I forgot about it until tonite.  Just Called Chase.  Someone at Walgreens in New Jersey.  Yes!  New Jersey made a copy of my card.  Ummmmm.  I only use that card maybe every 3 or 4 months.   Then 15 minutes later - they tried to use it again.  Chase Red Flagged it and denied the $105.   They tried to call me.:  I hardly ever answer 1-800.  Well!  I guess I'm gonna start:  especially if I'm traveling and can't get any money.  Thank goodness for technology.  My credit union in Arizona:  shut me down 7 years ago.  Embarrassing.  But:  I had a Montana address.  Used it in Colorado and then TX.  So:  the gal said:  "then and now and in between".  I will need to call both the credit union and chase if I travel.  or wait until they shut me down and call them when I do travel to New Jersey.  Thank goodness for fraud protection.